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HDFC UPI RUPAY CREDIT CARD BENEFITS & FEATURES
HDFC RUPAY CREDIT CARD That can be used for UBI transaction after linking it with UPI id and even for regular credit card transactions. The card comes with a host of benefits for its customer and offers 3.00% cashback points on UPI transactions and other regular transactions on the spending of various categories.
FEATURES OF HDFC RUPAY CREDIT CARD:
- Offers 3.0 00% cashback points on transactions, such as groceries, supermarket and dining spends, and payzapp.
- Customers came here to open 00% and 1.00% cashback points on utility and other spends.
- Customer scanner cashback points on both UPI and regular credit card transactions.
- From the date of purchases. Customers can earn themselves a 50 days interest free period on HDFC UPA credit card.
- Provides revolving credit facilities on this card at a minimum interest rate.
- Enable renewal membership fee waiver on annual spends of Rs 25000 and above.
- Cashback points can be readymade through internet banking or physical redeem option from.
- For calendar months, the reward points redeem option for flight and hotel booking is limited to 50000 from one January 2023.
- Reward points redeem option for cashback reading option is also limited to 50000 from 1 February 2023.
- A minimum cash back point equivalent to 500 should be available with the customers for redemption against statement balance.
- The validity of the cash back points received on HDFC Bank UK rupee credit card is two years from the date of transactions.
FEE AND CHARGES:
- HDFC Bank charges Rs 99 + applicable taxes as joining or renewal membership fees.
- Users can waive off renewal fees from the second year by spending Rs 25000 or more in an annual year before the renewal date of the credit card.
HDFC RUPAY CREDIT CARD ELIGIBILITY:
- Age: 21 to 60 years
- Minimum income required: Rs 10000 onwards
- Other criteria: Should have your regular source of income and should have a decent credit score.
DOCUMENTS:
- Proof of identity: PAN card, Aadhar card, driving licensee, passport, voter ID, Overseas citizen of India card, person of Indian origin card, job card issued by NREGA letters issued by the UIDAI or any other government approved photo ID proof.
- Proof of address: Aadhar card, driving, passport utility bill not more than 3 months old, ration card, property registration documents, person of Indian Origin card, Bank account statement, any other government approved address proof.
HOW TO SETUP PIN:
- From your registered mobile call IVR toll number 1860 266 0333.
- Enter the last four digits of the credit card of the card holder .
- Dial 1 from the mobile dial pad to generate the pin for your credit card.
- When generating a one time password is sent to the registered mobile number of the card holder via SMS dial 1 again.
- Enter the 6 digits of OTP.
- validation of the OTP and other details will be confirmed by the IVR after successful entering of OTP.
HOW TO LINK OR REGISTER IN UPI APPS:
- Download the upi application on your mobile device.
- Using your credit card details and pin, register your HDFC upi rupee credit card in upi apps.
- Set the before registering the credit card on your pay application and login to make up payments.
conclusion:
the HDFC RUPAY Credit Card is a versatile financial tool that offers numerous benefits and features to enhance your spending experience. Whether you’re looking for cashback rewards, wide acceptance, or affordable fees, this card has you covered. By understanding its features, using it wisely, and following best practices, you can make the most of your HDFC RUPAY Credit Card while safeguarding your financial well-being.
FAQ for HDFC RUPAY CREDIT CARD:
How can I check my HDFC RUPAY Credit Card balance?
You can check your HDFC RUPAY Credit Card balance online through the HDFC Bank website or mobile app, or by contacting customer service.
Is there a grace period for HDFC RUPAY Credit Card payments?
Yes, HDFC RUPAY Credit Card offers a grace period of up to 50 days for interest-free repayment of purchases.
Can I upgrade my HDFC RUPAY Credit Card to a higher variant?
Yes, HDFC Bank offers the option to upgrade your HDFC RUPAY Credit Card to a higher variant based on your spending habits and credit history.
What should I do if my HDFC RUPAY Credit Card is lost or stolen?
If your HDFC RUPAY Credit Card is lost or stolen, immediately contact HDFC Bank's customer service to report the incident and request a card replacement.
