SBI BPCL Credit Card, Features & Benefits
BPCL SBI credit card is a co-branded fuel credit card launched in collaboration with Bharat Petroleum And SBI card. You get valuable benefits on fuel refill and BPCL petrol stations will Surcharge waiver welcome gift and more. It offers 5x accelerated rewards on multiple categories such as groceries, movies, dining and ext. Read on to know more about SBI BPCL cards.
Up to 13X Reward Points:
- You can earn up to 13x reward points on your fuel transactions at BPCL Petrol Pumps. beside this, you can also earn up to 5x Reward points on other selected categories as per the below details:
- 4.25% value back ( 13x reward points equivalent to 3.25% + 1% fuel surcharge waiver on every transaction of up to Rs. 4000) at any BPCL Petrol Pump.
- Maximum 1300 reward points per billing cycle.
- 5x reward points on every Rs.100 spent at groceries, department stores, movie tickets, and dining ( up to 5000 rewards per month).
- One reward point for every Rs 100 spent on non fuel retail purchases.
- 4 reward points is equal to Re. 1.
Other Benefits:
- 2000 reward points worth Rs 500 on the payment of joining fee.
- Converter purchases worth Rs 2500 or more into easy EMIs Flexi pay option.
Charges :
- Joining charges: Rs 499 + GST
- Annual charges: Rs 499 + GST
- Finance charges: 42% Pa
- Late Payment Fee:
Rs 500 to Rs 1000: Rs 400.
Rs 1001 to RS 10000: Rs 750. and
More than Rs 50000: Rs 1300.
Features and Benefits
Eligibility Criteria & Documents Required:
- Employment status: you must gain full employment or self-employment.
- Age: you must be between the ages of 18 to 60 years.
- Other factors: you must have a good credit score ( 750 above ).
- Documents: SBI BPCL card required documents are Aadhar card ,pan card.
Tips for Using the BPCL Credit Card
Customer Service and Support
Conclusion:
FAQ for SBI BPCL Credit Card
How can I apply for the SBI BPCL Credit Card?
you can apply for the SBI BPCL Credit Card through various channels, including online application through the SBI website, visiting a nearby SBI branch, or through BPCL outlets. Ensure you meet the eligibility criteria and have the necessary documents for a smooth application process.
What are the eligibility criteria for the SBI BPCL Credit Card?
Eligibility criteria typically include factors such as age, income, credit score, and existing relationship with SBI. Applicants must be Indian residents and meet the bank's internal credit assessment criteria.
How do I check my SBI BPCL Credit Card balance and statements?
Cardholders can conveniently check their credit card balance, transaction history, and statements online through the SBI Card website or mobile app. Additionally, statements are sent to the registered email address periodically for easy reference.
Can I convert large purchases into EMIs with the SBI BPCL Credit Card?
Yes, eligible transactions above a certain threshold can be converted into easy monthly installments (EMIs) using the SBI Card Flexipay facility. Cardholders can choose convenient repayment tenures and enjoy reduced interest rates on their EMIs.