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SBI BPCL Credit Card

SBI BPCL Credit Card, Features & Benefits

 

BPCL SBI credit card is a co-branded fuel credit card launched in collaboration with Bharat Petroleum And SBI card. You get valuable benefits on fuel refill and BPCL petrol stations will Surcharge waiver welcome gift and more. It offers 5x accelerated rewards on multiple categories such as groceries, movies, dining and ext. Read on to know more about SBI BPCL cards.

Up to 13X Reward Points:

  • You can earn up to 13x reward points on your fuel transactions at BPCL Petrol Pumps. beside this,  you can also earn up to 5x Reward points on other selected categories as per the below details:
  • 4.25% value back ( 13x reward points equivalent  to 3.25% + 1% fuel surcharge waiver  on every transaction of up to Rs. 4000) at any BPCL Petrol Pump.
  • Maximum 1300 reward points per billing cycle.
  • 5x reward points on every Rs.100 spent at groceries, department stores, movie tickets, and dining ( up to 5000 rewards per month).
  • One reward point for every Rs 100 spent on non fuel retail purchases.
  • 4 reward points is equal to Re. 1.
SBI BPCL Credit Card
SBI BPCL Credit Card

 

Other Benefits:

  • 2000 reward points worth Rs 500 on the payment of joining fee.
  • Converter purchases worth Rs 2500 or more into easy EMIs Flexi pay option.

Charges :

  • Joining charges:      Rs 499 + GST
  • Annual charges:      Rs 499 + GST
  • Finance charges:     42% Pa
  • Late Payment Fee:

Rs 500 to Rs 1000:         Rs 400.

Rs 1001 to  RS 10000:    Rs 750. and

More than Rs 50000:  Rs 1300.

Features and Benefits
 
One of the key features of the SBI BPCL Credit Card is its cashback rewards on fuel spends. Cardholders can earn a certain percentage of cashback on their fuel purchases, which is credited back to their account, effectively reducing the overall cost of fueling up.
In addition to cashback rewards, the card also offers a fuel surcharge waiver at BPCL petrol pumps. This means that cardholders are exempted from paying the usual surcharge levied on fuel transactions, further adding to their savings.
Furthermore, the SBI BPCL Credit Card provides attractive welcome benefits for new cardholders, which may include bonus reward points, gift vouchers, or other perks.

Eligibility Criteria & Documents Required:

  • Employment status:  you must gain full employment or self-employment. 
  • Age:  you must be between the ages of 18 to 60 years.
  • Other factors:  you must have a good credit score ( 750 above ).
  • Documents:  SBI BPCL  card required documents are Aadhar card ,pan card.
Tips for Using the BPCL Credit Card
 
While the SBI BPCL card provides many perks, cardholders must use it carefully.Tips for wise credit card usage include paying bills on time, staying within the credit limit, and avoiding unnecessary expenses.
 
Customer Service and Support
 
SBI provides dedicated customer service and support for SBI card Cardholders, assisting with queries, grievances, and other issues related to the card.

Conclusion:

The SBI Credit Card offers a range of benefits tailored to suit the needs of frequent fuel purchasers, making it a valuable addition to one’s wallet. With cashback rewards, fuel surcharge waivers, and other perks, it provides cardholders with savings and convenience.

 

FAQ for SBI BPCL Credit Card

 

you can apply for the SBI BPCL Credit Card through various channels, including online application through the SBI website, visiting a nearby SBI branch, or through BPCL outlets. Ensure you meet the eligibility criteria and have the necessary documents for a smooth application process.

Eligibility criteria typically include factors such as age, income, credit score, and existing relationship with SBI. Applicants must be Indian residents and meet the bank's internal credit assessment criteria.

Cardholders can conveniently check their credit card balance, transaction history, and statements online through the SBI Card website or mobile app. Additionally, statements are sent to the registered email address periodically for easy reference.

Yes, eligible transactions above a certain threshold can be converted into easy monthly installments (EMIs) using the SBI Card Flexipay facility. Cardholders can choose convenient repayment tenures and enjoy reduced interest rates on their EMIs.

 

 

 

 

 

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